ARCHES 4-D FRAMEWORK • DEPLOY PHASE

Streamline B2B Payments & Vendor Financial Workflows

Melio simplifies accounts payable and receivable for innovation hubs, contractors, and spinout operations with flexible payment options and seamless accounting sync.

Get Started Free with Melio → No monthly subscription fees • Pay via ACH, card, or check
Legacy Financial Friction

Why Operational Payables Slow Down Execution

  • ✕ Time-consuming paper check processing and manual bank transfers
  • ✕ Strict payment method requirements from vendors causing cash flow bottlenecks
  • ✕ Manual data entry leading to accounting reconciliation errors
  • ✕ Lack of multi-user approval workflows for organizational spending oversight
The Melio Payments Engine

Digital Accounts Payable Built for Flexibility

  • ✓ Pay vendors via credit card (even if they only accept bank transfers)
  • ✓ Automatic synchronization with QuickBooks Online, Xero, and FreshBooks
  • ✓ Custom approval workflows to ensure managerial oversight before payment release
  • ✓ Scheduled automated payments to optimize operational cash flow timing

The B2B Deployment Architecture

Melio powers the operational financial layer of the ARCHES 4-D Framework — ensuring seamless liquidity and vendor management..

D1 • INVOICE INGESTION

Digital AP Automation

Upload invoices via photo, PDF forwarding, or automatic accounting software sync.

D2 • PAYMENT FLEXIBILITY

Card & Bank Payouts

Pay with credit card to defer cash outlays while vendors receive ACH or paper check.

D3 • APPROVAL CONTROLS

Multi-Level Approvals

Set spend thresholds and authorization chains for internal governance.

D4 • TWO-WAY RECONCILIATION

Accounting Sync

Eliminate double entry with real-time balance reconciliation in your GL stack.

💳 Payment ChoicePay via credit card or ACH bank transfer on your terms
⚡ Fast DeliverySame-day and instant transfer options available for urgent payouts
🔒 Bank-Grade Security128-bit SSL encryption and strict data protection protocols
📊 QuickBooks & XeroSeamless two-way integration with leading accounting software

Optimize Your B2B Vendor Payments Today.

Join thousands of modern businesses and project leaders using Melio to simplify payables, protect cash flow, and eliminate financial friction.

Create Your Free Melio Account →

No monthly fee • Free ACH transfers • Instant sign-up

Building an EU R&D Consortium or Open Innovation Call?

Our team assists innovation hubs, university spinouts, and project coordinators in configuring custom outreach and digital campaign infrastructure under the ARCHES 4-D Framework.

✉️ Contact Advisory Team: partnerships@arches-centroricerca.org